Salary Details
💡 Standard: 40-50% of CTC
💡 New Regime: Lower rates, no deductions
Salary Breakdown
💼 Salary Components (Monthly)
📉 Deductions (Monthly)
📅 Yearly Summary
📊 Take Home vs Deductions
💡 Salary Insight
Standard salary breakdown for India. Compare both tax regimes to choose the best one.
Frequently Asked Questions
CTC (Cost to Company) is the total amount an employer spends on an employee per year, including salary, allowances, employer PF, gratuity, and benefits. In-hand salary is 20-30% less than CTC due to deductions.
In-Hand Salary = Gross Salary − (PF + Professional Tax + Income Tax + Other Deductions). Gross Salary = CTC − (Employer PF + Gratuity + Bonus). Our calculator does all this automatically.
Gross Salary is total earnings before deductions. Net Salary (In-Hand) is what you actually receive after deducting PF, tax, and other deductions from Gross.
New Regime is better for those with few deductions and salary 5-15 LPA. Old Regime is better if you can claim heavy deductions (80C, HRA, home loan interest). Always calculate both to compare.
12% of your Basic Salary is deducted as Employee PF. Employer also contributes 12% (part of your CTC). Total 24% goes to your EPF account, earning interest tax-free.
Yes, bonus is usually included in CTC but it's variable. Performance bonus, joining bonus, retention bonus may or may not be paid based on conditions. Always confirm with HR.